About Retirement Rules Guide

Retirement Rules Guide is an independent educational website that explains US retirement rules — required minimum distributions, inherited IRAs, Medicare and Social Security — in plain English, with free calculators.

How we work

Our guides and calculators are based on official sources: IRS publications (especially Publication 590-B and its life expectancy tables), the text of the SECURE Act and SECURE 2.0 Act, and IRS regulations. We review pages when the rules or yearly figures change, and each page shows when it was last updated.

Independence

We are not a government website and are not affiliated with the IRS, the Social Security Administration, Medicare or CMS. We don't sell financial products, insurance or advice. The site is funded by advertising.

Not advice

Everything here is general information. Your custodian or a tax professional can confirm how the rules apply to you. See our disclaimer.

Questions or corrections: contact@retirementrulesguide.com.